Pregnant, alone, and broke, Jade McKinley returns home to Chapel Springs after years of protecting her fragile heart, only to give it up to Daniel Dawson, a family friend who has always loved Jade more than as a big brother.

Determined to honor her late brother's legacy, Madison strives to win the annual River Sail Regatta despite her fear of water, and receives help and encouragement from Beckett O'Reilly, her swimming instructor.